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Steps to Filling Out Kentucky Tc 96 187
Filling out the Kentucky TC 96-187 form requires careful attention to detail. This form is essential for documenting a lien on a vehicle in Kentucky. After completing the form, it must be submitted to the appropriate county clerk for processing.
- Begin by entering the Debtor(s) Name and Address in the designated section at the top of the form.
- Next, fill in the Secured Party Name and Address in the following section.
- Provide the necessary details for the Filing Officer, including the date, time, number, and the name of the filing officer.
- In the vehicle information section, input the YEAR, MODEL, MAKE, and VEHICLE IDENTIFICATION NUMBER (VIN) accurately.
- If applicable, add any ADDITIONAL DESCRIPTION of the vehicle.
- For the Authentication of Debtor(s), ensure that the debtor signs the appropriate line.
- If this is a termination filing, the Secured Party(s) must also sign in the designated area.
- Finally, fill in the Date next to each signature to indicate when they were signed.
- Leave the section for County Clerk use blank; it will be completed by the clerk upon processing.
Dos and Don'ts
When filling out the Kentucky TC 96-187 form, it is important to ensure accuracy and compliance. Here are some essential dos and don’ts to guide you through the process:
- Do provide complete and accurate information for both the debtor(s) and secured party.
- Do ensure that the vehicle information, including year, model, make, and vehicle identification number, is correctly filled out.
- Do sign the form where required, particularly for termination statements.
- Do check the filing officer's section for the date, time, number, and officer's name to ensure it is filled in properly.
- Don’t use the same form for multiple transactions; each transaction requires a new form.
- Don’t forget to verify the county of residence for the debtor, as this is crucial for proper filing.
- Don’t leave any sections blank; incomplete forms may lead to delays or rejections.
- Don’t overlook the importance of keeping a copy of the completed form for your records.
By following these guidelines, you can help ensure a smoother filing process and avoid potential complications.
File Breakdown
| Fact Name | Description |
|---|---|
| Form Purpose | The TC 96-187 form is used for filing a title lien statement in Kentucky. |
| Governing Law | This form is governed by KRS 186A.190 (2). |
| Filing Types | It can be used for original filings, continuations, and terminations of liens. |
| Multi-Purpose Use | This form can only be used once. A new form is required for any amendments or changes. |
| Secured Party Requirement | A termination statement must be signed by the secured party to be valid. |
| County Clerk Role | Filing must occur in the county where the debtor resides, as per KRS 186A.190 (2). |
| Debtor Information | Debtor's name and address must be provided on the form. |
| Vehicle Details | Vehicle information including year, model, make, and VIN is required. |
| Optional Information | County clerk may note the date and time processed, along with fees collected. |
Documents used along the form
The Kentucky TC 96-187 form is essential for documenting lien statements related to vehicle titles. However, several other forms and documents are often used in conjunction with this form to ensure proper filing and compliance with state regulations. Below is a list of these documents, each serving a specific purpose.
- TC 96-186 - Title Application: This form is used to apply for a new title for a vehicle. It collects information about the vehicle and the owner, ensuring that the title is issued correctly.
- TC 96-185 - Title Transfer Form: When a vehicle changes ownership, this form facilitates the transfer of the title from the seller to the buyer. It includes details about both parties and the vehicle.
- Job Confirmation Letter: This important document verifies an employee's job status and can be found here: Job Comfirmation Letter, ensuring compliance with employment regulations.
- TC 96-187A - Lien Continuation Statement: This document is necessary when a secured party wants to extend the duration of a lien on a vehicle. It must be filed before the original lien expires.
- TC 96-188 - Lien Termination Statement: Used to formally terminate a lien on a vehicle, this form must be signed by the secured party to indicate that the debt has been satisfied.
- TC 96-189 - Assignment of Lien: If a secured party wishes to transfer their interest in a lien to another party, this form documents the assignment and ensures that the new party is recognized.
- TC 96-190 - Security Agreement: This document outlines the terms of the loan secured by the vehicle. It details the obligations of the borrower and the rights of the lender.
- TC 96-191 - Affidavit of Ownership: In cases where proof of ownership is disputed, this affidavit can help establish the rightful owner of the vehicle.
Using the Kentucky TC 96-187 form in conjunction with these additional documents helps ensure that all aspects of vehicle ownership and lien management are properly addressed. Understanding each form's purpose can facilitate smoother transactions and compliance with Kentucky's vehicle title laws.
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FAQ
What is the purpose of the Kentucky TC 96 187 form?
The Kentucky TC 96 187 form serves as a Title Lien Statement. It is used to establish a security interest in a vehicle, ensuring that the secured party has a legal claim to the vehicle until the debt is paid. This form is essential for protecting the rights of lenders and ensuring that all parties involved are aware of the lien on the vehicle.
Who needs to complete the TC 96 187 form?
This form must be completed by the secured party, which is typically a lender or financial institution that has provided a loan for the vehicle. Additionally, the debtor, who is the person or entity borrowing the money, must also provide their information. Both parties must ensure that the details are accurate to prevent any legal issues in the future.
What happens if I need to make changes after filing the TC 96 187 form?
If any changes are needed after the form has been filed, a new TC 96 187 form must be completed. This includes situations such as amendments, continuations, assignments, or terminations of the lien. It is important to note that a termination statement must be signed by the secured party to officially remove the lien.
Where should I file the TC 96 187 form?
The TC 96 187 form must be filed with the county clerk's office in the county where the debtor resides. This is in accordance with Kentucky Revised Statutes (KRS) 186A.190 (2). Ensuring that the form is filed in the correct location is crucial for the legal validity of the lien.